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Jacksonville: what is left after rent
HUD puts a typical 1-bedroom in the Jacksonville rent area at $1,421 a month and a 2-bedroom at $1,694, including utilities. That ranks #8 of the 8 big Florida metros on this site for 1-bedroom rent.
Run your own numbers for Duval County
Rent by apartment size
| Size | FY2027 (from Oct 1, 2026) | FY2026 | Change | Income needed (30%) |
|---|---|---|---|---|
| Studio | $1,401 | $1,355 | +3.4% | $56,040 |
| 1-bedroom | $1,421 | $1,382 | +2.8% | $56,840 |
| 2-bedroom | $1,694 | $1,658 | +2.2% | $67,760 |
| 3-bedroom | $2,077 | $2,043 | +1.7% | $83,080 |
| 4-bedroom | $2,594 | $2,561 | +1.3% | $103,760 |
This HUD rent area covers Clay County, Duval County, Nassau County, St. Johns County.
Single adult in a 1-bedroom
Essentials here add up to about $2,939 a month: rent $1,421, groceries $356 (USDA low-cost plan), transportation $646 and health care $516 (national household averages, likely high for one person).
| Monthly take-home | Left after rent | Left after essentials |
|---|---|---|
| $3,000 | $1,579 | $61 |
| $4,000 | $2,579 | $1,061 |
| $5,000 | $3,579 | $2,061 |
| $6,000 | $4,579 | $3,061 |
Family of four in a 2-bedroom
Essentials: about $3,983 a month, with groceries at $1,127 for two adults and two children. Childcare is not included.
| Monthly take-home | Left after rent | Left after essentials |
|---|---|---|
| $5,000 | $3,306 | $1,017 |
| $6,000 | $4,306 | $2,017 |
| $7,000 | $5,306 | $3,017 |
| $8,000 | $6,306 | $4,017 |
Compared with other Florida metros
| Metro | 1-bedroom | 2-bedroom | Income for 1BR |
|---|---|---|---|
| Miami | $2,121 | $2,564 | $84,840 |
| West Palm Beach and Boca Raton | $2,008 | $2,349 | $80,320 |
| Fort Lauderdale | $1,902 | $2,321 | $76,080 |
| Sarasota and Bradenton | $1,876 | $2,188 | $75,040 |
| Orlando | $1,726 | $1,959 | $69,040 |
| Tampa and St. Petersburg | $1,648 | $1,917 | $65,920 |
| Fort Myers and Cape Coral | $1,564 | $1,835 | $62,560 |
| Jacksonville | $1,421 | $1,694 | $56,840 |
Other metro pages: Miami, Fort Lauderdale, West Palm Beach and Boca Raton, Tampa and St. Petersburg, Orlando, Sarasota and Bradenton, Fort Myers and Cape Coral. All 67 counties are on the Florida rent by county page.
- HUD: Fair Market Rents, FY2027 county-level data
- USDA: Cost of food monthly reports, September 2026
- BLS: Consumer Expenditures 2024 (news release)
Common questions
How much is rent in Jacksonville?
HUD's FY2027 Fair Market Rent for the Jacksonville area is $1,401 for a studio, $1,421 for a 1-bedroom and $1,694 for a 2-bedroom, including typical utilities. Newer or larger units often cost more.
What salary do I need to live in Jacksonville?
To keep a typical 1-bedroom at 30% of gross income you need about $56,840 a year, or $27 an hour full time. A 2-bedroom needs about $67,760.
Did Jacksonville rent go up this year?
HUD's typical 2-bedroom figure changed +2.2% from FY2026 ($1,658) to FY2027 ($1,694).